In This Guide What general liability insurance actually covers and where it stops Why Gainesville's pools, gyms, and garages raise your exposure The seven factors that move your premium up or down What to do in the first hour after an incident How to close the vendor and contractor coverage gap Being an apartment owner in Gainesville means living with the possibility of slip-and-fall claims, tenant disputes, and property damage incidents. And it only takes one a single claim

There are some lesser-known facts about general liability that are changing the multi-family insurance discussion. Issues such as slips and falls, contractors' errors, and amenity injuries can arise years after policies are purchased, leaving owners with expenses they have not been covered for. Multi-family operators think that they have enough general liability insurance for apartments to cover all the potential risks on the property; however, this is where problems arise.