Georgia’s 2025 tort reform changed the rules for apartment owners, but it didn’t shrink the risk. SB 68 narrows negligent security claims, yet juries can still award large damages. That gap is where umbrella insurance for apartment buildings earns its keep, because it adds limits above your primary policies. Owners who skip that layer bet their equity on fewer lawsuits, and that bet rarely pays off. Here’s what changed, what didn’t, and how to build a smarter liability plan.

There is no shortage of financial considerations for the owner of an apartment complex, and there is none more perplexing than the amount you must pay for insurance coverage. Every year, you receive a renewal letter and ponder the reason behind its different cost. To put it simply, factors such as age, location, claim history, and materials determine your cost of apartment building insurance. The purpose of this blog post is to examine what influences your premium and how yo

Running a property portfolio is more than just dealing with rooftops and rent rolls. Just one slip-and-fall injury or one argument with a vendor will suck away the company's resources quicker than you can imagine. This is where property management insurance comes into play; it ensures the safety of your revenues, your business image, and even your staff, rather than just the building itself. Here’s how to get the best protection possible. What Is This Type of Coverage? Th

There are some lesser-known facts about general liability that are changing the multi-family insurance discussion. Issues such as slips and falls, contractors' errors, and amenity injuries can arise years after policies are purchased, leaving owners with expenses they have not been covered for. Multi-family operators think that they have enough general liability insurance for apartments to cover all the potential risks on the property; however, this is where problems arise.