If you own or manage a multifamily property in the state, working out what Georgia apartment building insurance should actually cover is one of those tasks that feels simple until you start reading the policy wording. Georgia's Department of Insurance has reported single storm events generating over 4,000 claims and more than $75 million in insured losses, and that figure typically doesn't even include commercial damage. At Moore Multifamily, we spend most of our working week

There are some lesser-known facts about general liability that are changing the multi-family insurance discussion. Issues such as slips and falls, contractors' errors, and amenity injuries can arise years after policies are purchased, leaving owners with expenses they have not been covered for. Multi-family operators think that they have enough general liability insurance for apartments to cover all the potential risks on the property; however, this is where problems arise.